Many people think that travel insurance companies are not justified in increasing costs for people with certain medical conditions and also those over the age of 65. Some say that this is discriminatory.But those who sell insurance know that insurance is only fair if the insurer charges the people at higher risk a higher premium and those at lower risk a lower premium. Fact is that if you are older, you are more likely to have health issues – so insurers have to build this into their premiums. Otherwise the insurer will have to charge younger and healthier travelers more and that would not be fair. On the bright side, travel insurance is a very low cost product with lots of competition amoungst travel insurance companies and brokers. But note that you should not be looking for the cheapest rate because that may mean a low level of coverage and denied claims. If you have a pre-existing medical condition, you should ask your travel insurance broker if they have a plan which can underwrite and cover it. Some travel insurance providers offer this. Note that the insurer may not be able to cover you even if your doctor says that you can travel without any medical problems. Bottom line is the doctor doesn’t have to pay the claim if you fall sick, the insurer does. TFG Global Travel Insurance offers a variety of travel insurance policies from a variety of travel insurers. Contact them if you need a plan which covers your pre-existing medical condition(s) as plans purchased online don’t ask medical questions and thus don’t cover pre-existing medical conditions. You will need to provide as much information about the pre-existing medical condition as possible, treatments, dates etc… along with medical forms to be completed by your doctor. TFG Global Travel Insurance has plans that can cover older travelers up to age 99.
Canadian Tourism Stats reports Solid Growth
(Jun 15th, 2007 by palado)
The March 29th issue of the Statistics Canada Daily report indicated that the Canadian tourism industry registered its third consecutive year of solid growth in 2006, with spending reaching$66.9 billion. A large part of this tourism spending was attributed to Canadians, rising at its fastest pace in a decade, whereas spending by foreign visitors fell for the second year in a row. With the increasing cost of gas and the new passport requirements for air travel into the United States, this trend may carry forward into the summer months in 2007. Canadians are continuing to travel, but their choice of destinations is changing. As you may know, travel over provincial borders may place Canadians at greater risk of being burdened with unexpected out of pocket health-care expenses. TFG Global Travel insurance.com has a variety of Canadian travel insurance policies, including Annual and Single Trip policies specifically tailored for travel within and outside Canada.
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