How much travel medical insurance is enough?


Well the simple answer is if you have a claim, you will want as much as possible. If you are traveling overseas, the last thing you wan to hear from your travel insurance company is that you only purchased a policy with a $50,000 overall maximum and your medical bills are already at $75,000. You could have purchased a $500,000 policy for only $20 more. It is unlikely that emergency medical expenses will exceed $500,000, but it does happen, so why take the chance. Most insurance agents recommend a travel insurance policy with at least a $1 Million overall maximum covering travel medical and evacuation expenses.Many people only get travel insurance because they need it for visa requirements from some foreign countries, especially inEurope. But why not get a bit extra because you just might need it and the last thing you want to hear when in the hospital is that you have met your maximum allowable coverage amount. If you are traveling in theUnited States, getting a large policy maximum is even more critical as everyone knows the cost of medical services there is much more expensive than anywhere else in the world. Still, more and more facilities around the world are charging as much asAmerica hospitals. Think of this when you get your travel insurance at TFG Global Travel Insurance.com and get the largest possible policy maximum.


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