New Jersey Car Insurance Requirements
There are two types of New Jersey auto insurance policies—Standard Auto Insurance and Basic Auto Insurance. The most purchased auto insurance in the state is the standard auto insurance policy. Here's what you'll get with this type of coverage: Bodily Injury Liability — can be as low as $15,000 per person, $30,000 per accident, Property Damage Liability — can be as low as $5,000 per accident, Personal Injury Protection (PIP) — can be as low as $15,000 per person or accident. In New Jersey, all standard auto insurance policies are required to carry uninsured motorist coverage and underinsured motorist coverage. You may choose to add collision and comprehension coverage to your policy. Basic auto insurance policies are designed to lower the cost of New Jersey auto insurance, offering insurance to every New Jersey driver
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